A single map of how CarFinanceCalculator.uk is organised: nine content clusters radiating from finance-product pillars, the glossary and lender entities that bind them, and the statutory graph behind the commission-mis-selling scandal. Every link, title and entity below is read live from the site's registries — nothing is invented.
The balloon payment is the GMFV, which is also called the optional final payment — three names for one figure that defines a PCP.
Read: PCP's deferred lump is set to the GMFV; pay it to own the car and it's quoted as the Optional Final Payment. HP & Personal Loan are the sibling products, all compared on APR and ranked on Total Amount Payable.
2 · The redress chain (DCA → compensation)
From the banned commission model to a Supreme Court ruling, an FCA scheme and a free DIY payout — with the Ombudsman as the escalation route.
Read:DCA → hidden commission → Mis-Selling → Supreme Court (UKSC) ruling → FCA Redress Scheme (PS26/3) → Compensation, claimable free with no CMC. Unresolved? Escalate to the FOS.
3 · Statutory rights & early exit
The Consumer Credit Act 1974 is the statute underpinning voluntary termination (s99/s100) and the unfair-relationship test that powers the scandal.
Read:CCA 1974 grants Voluntary Termination (s99/s100 — hand back at 50% of total payable) and the s140A unfair-relationship test that the mis-selling case rests on. Early-exit money maths flows through Settlement Figure, Overpayment and Refinance.
This page is a stakeholder view of the site's semantic architecture, generated from content/entities.ts and content/pages.ts. URL clusters, pillar pages, entity homes and relationship edges are read directly — no page is invented. It carries noindex so it stays out of search results while remaining crawlable for link discovery.