Index
Car Finance Guides
Plain-English guides to how car finance works — the types, the costs, and your rights. Read the one you need, then put the numbers into a free calculator.
IndependentWe sell no financeNo commissionMaths based on FCA rules & the Consumer Credit Act 1974
Guides
- 01How It WorksCar finance explained: how PCP, HP, leasing and loans work, what APR really means, and how to choose. Then work out your numbers with our free calculators.
- 02TypesThe four ways to finance a car in the UK, what each costs, and who each suits. Compare PCP, HP, PCH and personal loans — then calculate your own deal free.
- 03PCP vs HPPCP, HP and leasing compared on cost, ownership and flexibility, with worked examples. See which is cheaper for your numbers using our free calculators.
- 04Worth It?Should you finance a car or buy outright? The real costs, risks and benefits weighed honestly. Work out the true cost of financing before you decide — free.
- 05Halal Car FinanceHow halal, interest-free car finance works in the UK and how it differs from conventional PCP and HP. Understand the structures and real costs — free, plain English.
- 06Credit Score Bands for Car Finance ExplainedCredit Score Bands for Car Finance Explained in plain English, with worked numbers. Understand it, then put it to work with our free, independent car finance calculators.
- 07Soft Search vs Hard SearchSoft Search vs Hard Search in plain English, with worked numbers. Understand it, then put it to work with our free, independent car finance calculators.
- 08How Car Finance Deposits WorkHow Car Finance Deposits Work in plain English, with worked numbers. Understand it, then put it to work with our free, independent car finance calculators.
- 09Car Finance Mileage Limits ExplainedCar Finance Mileage Limits Explained in plain English, with worked numbers. Understand it, then put it to work with our free, independent car finance calculators.
- 10End of Car Finance AgreementEnd of Car Finance Agreement in plain English, with worked numbers. Understand it, then put it to work with our free, independent car finance calculators.
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