Approval & eligibility
- 01Credit ScoreThe credit score you need for car finance, what lenders check, and how to improve your odds. Then estimate how much you could borrow — free, no credit impact.
- 02Bad CreditHow car finance works with bad credit, what it really costs, and how to avoid the traps. Understand your options and check eligibility before applying — free.
- 03ChecksWhat lenders check for car finance — credit file, affordability, ID and address — and what a search does to your score. Know before you apply, free and independent.
- 04Benefits & IVACan you get car finance on Universal Credit, benefits or during an IVA? What lenders look for and how to improve your chances. Plain-English, independent guidance.
- 05No DepositHow car finance works with no deposit, what lenders check, and how to improve your odds. Estimate what you could borrow — free, independent, no credit impact.
- 06No Credit HistoryHow car finance works with no credit history, what lenders check and how to build a file. Estimate what you could borrow — free, independent, no credit impact.
- 07First-Time BuyersHow car finance works for first-time buyers, what lenders check and how to improve your odds. Estimate what you could borrow — free, independent, no impact.
- 08Young DriversHow car finance works for young drivers, what lenders check and how to improve your odds. Estimate what you could borrow — free, independent, no credit impact.
- 09Learner DriversHow car finance works for learner drivers, what lenders check and how to improve your odds. Estimate what you could borrow — free, independent, no impact.
- 10StudentsHow car finance works for students, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, independent, no credit impact.
- 11the Self-EmployedHow car finance works for the self-employed, what lenders want and how to prove income. Estimate what you could borrow — free, independent, no credit impact.
- 12PIP & Disability BenefitsHow car finance works on PIP and disability benefits, what lenders check and how to improve odds. Estimate what you could borrow — free, independent, no impact.
- 13Pensioners & the RetiredHow car finance works for pensioners and the retired, what lenders check and how to prove income. Estimate what you could borrow — free, independent, no impact.
- 14a CCJHow car finance works with a CCJ, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, independent, no credit impact.
- 15a Default on Your FileHow car finance works with a default on your file, what lenders check and how to improve odds. Estimate what you could borrow — free, independent, no impact.
- 16BankruptcyHow car finance works after bankruptcy, what lenders check and how to rebuild your odds. Estimate what you could borrow — free, independent, no credit impact.
- 17a Low IncomeHow car finance works on a low income, what lenders check and how to improve your odds. Estimate what you could borrow — free, independent, no credit impact.
- 18a GuarantorHow car finance works with a guarantor, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, independent, no credit impact.
- 19New to the UKHow car finance works if you're new to the UK, what lenders check and how to build a file. Estimate what you could borrow — free, independent, no credit impact.
- 20Part-Time WorkersHow car finance works for part-time workers, what lenders check and how to prove income. Estimate what you could borrow — free, independent, no credit impact.
- 21Agency WorkersHow car finance works for agency workers, what lenders check and how to prove income. Estimate what you could borrow — free, independent, no credit impact.
- 22a Second CarHow car finance works for a second car, what lenders check and how affordability is judged. Estimate what you could borrow — free, independent, no impact.
- 23Two Agreements at OnceHow car finance works with two agreements at once, what lenders check and your affordability. Estimate what you could borrow — free, independent, no impact.
- 24a Provisional LicenceHow car finance works on a provisional licence, what lenders check and how to improve odds. Estimate what you could borrow — free, independent, no credit impact.
- 2518How car finance works at 18, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, independent, no credit impact.
- 26Terrible CreditHow to get car finance with terrible or very bad credit — specialist lenders, guarantor and HP options, realistic APRs and how to improve your odds. Free, independent, no impact.