Index
Car Finance Approval & Eligibility
Will you be accepted, and how much could you borrow? These guides cover credit scores, the checks lenders run, and getting approved in your situation. The estimates run no credit check.
IndependentWe sell no financeNo commissionMaths based on FCA rules & the Consumer Credit Act 1974
Approval & eligibility
- 01Credit ScoreThe credit score you need for car finance, what lenders check, and how to improve your odds. Then estimate how much you could borrow — free, no credit impact.
- 02Bad CreditHow car finance works with bad credit, what it really costs, and how to avoid the traps. Understand your options and check eligibility before applying — free.
- 03ChecksWhat lenders check for car finance — credit file, affordability, ID and address — and what a search does to your score. Know before you apply, free and independent.
- 04Benefits & IVACan you get car finance on Universal Credit, benefits or during an IVA? What lenders look for and how to improve your chances. Plain-English, independent guidance.
- 05No DepositHow car finance works with No Deposit, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 06No Credit HistoryHow car finance works with No Credit History, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 07First-Time BuyersHow car finance works for First-Time Buyers, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 08Young DriversHow car finance works for Young Drivers, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 09Learner DriversHow car finance works for Learner Drivers, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 10StudentsHow car finance works for Students, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 11the Self-EmployedHow car finance works for the Self-Employed, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 12PIP & Disability BenefitsHow car finance works on PIP & Disability Benefits, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 13Pensioners & the RetiredHow car finance works for Pensioners & the Retired, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 14a CCJHow car finance works with a CCJ, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 15a Default on Your FileHow car finance works with a Default on Your File, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 16BankruptcyHow car finance works after Bankruptcy, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 17a Low IncomeHow car finance works on a Low Income, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 18a GuarantorHow car finance works with a Guarantor, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 19New to the UKHow car finance works if you're New to the UK, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 20Part-Time WorkersHow car finance works for Part-Time Workers, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 21Agency WorkersHow car finance works for Agency Workers, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 22a Second CarHow car finance works for a Second Car, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 23Two Agreements at OnceHow car finance works with Two Agreements at Once, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 24a Provisional LicenceHow car finance works on a Provisional Licence, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
- 2518How car finance works at 18, what lenders look for, and how to improve your odds. Estimate what you could borrow — free, no credit impact.
Advertisement