About CarFinanceCalculator.uk
We're a free, independent UK car finance calculator hub. We sell no finance, take no commission and run no claims.
CarFinanceCalculator.uk is an independent set of free tools and plain-English guides that work out the true cost of UK car finance. We're not a lender, a broker or a claims firm, and we earn no commission on anything.
What we do
We help UK drivers calculate, compare and understand car finance — before, during and after a deal.
Our calculators show the monthly payment and the total amount payable for PCP, HP, leasing and loans, so you can see the true cost, not just the headline monthly. Our guides explain how it all works in plain English.
How we make money
We're funded by display advertising, not by selling finance.
That keeps us independent: we have no reason to push one product or lender over another. We never run a claim, take a commission, or pass your details to a finance company. Ads are clearly labelled and never sit between a question and its answer.
Why independence matters here
Car finance is a market full of brokers, lenders and claims firms — all with something to sell. We're the opposite: we just show the maths.
Our figures are based on FCA rules and the Consumer Credit Act 1974, and we show our working. See exactly how we calculate.
Frequently asked
Is CarFinanceCalculator.uk independent?
Do you sell car finance or run claims?
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