UK Car Finance Lenders

Independent explainers of the UK's main car finance lenders — how each one works, the products they offer, and the alternatives. We sell no finance and earn no commission. Whatever any lender quotes you, see what the APR really costs before you sign.

By James Carter, CeMAP, DipFAChecked against FCA and primary sources

IndependentWe sell no financeNo commissionMaths based on FCA rules & the Consumer Credit Act 1974See how we calculate

Lenders

01OodleOodle car finance: how it works, the products offered and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
02ZutoZuto car finance: how it works, the products offered and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
03Car Finance 247Car Finance 247 car finance: how it works, the products offered and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
04MotoNovoMotoNovo car finance: how it works, the products offered and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
05Black HorseBlack Horse car finance: how it works, the products offered and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
06Close BrothersClose Brothers car finance: how it works, the products offered and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
07MoneybarnMoneybarn car finance: how it works, the products offered and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
08ZopaZopa car finance: how it works, the products offered and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
09Blue Motor FinanceBlue Motor Finance car finance: how it works, the products and typical eligibility — explained independently. We sell no finance. Work out your cost free.
10Advantage FinanceAdvantage Finance car finance: how it works, the products and typical eligibility — explained independently. We sell no finance. Work out your cost free.
11Startline Motor FinanceStartline Motor Finance: how it works, the products and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
12Santander ConsumerSantander Consumer car finance: how it works, the products and typical eligibility — explained independently. We sell no finance. Work out your cost free.
13Marsh FinanceMarsh Finance car finance: how it works, the products offered and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
14Northridge FinanceNorthridge Finance car finance: how it works, the products and typical eligibility — explained independently. We sell no finance. Work out your cost free.
15Manufacturer FinanceManufacturer car finance: how it works, the products and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
16Lloyds BankLloyds Bank car finance: how it works, the products offered and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
17HalifaxHalifax car finance: how it works, the products offered and typical eligibility — explained independently. We sell no finance. Work out your true cost free.
18Tesco BankTesco Bank car finance: how it works, the products offered and typical eligibility — explained independently. We sell no finance. Work out your true cost free.